Fair Credit Reporting Act
Consumer Reporting Agency
GroupOne Services is a "consumer reporting agency" operating under the legal authority of the federal Fair Credit Reporting Act (FCRA). This provides employers the ability to share information on former employees through a third party reporting agency such as GroupOne.
Under the FCRA, employers who furnish such information are immune from "any action or proceeding in the nature of defamation, invasion of privacy, or negligence…except as to false information furnished with malice or willful intent to injure" the former employee.
GroupOne accepts full responsibility for ensuring that all of our practices and policies are fully compliant with the requirements of the Fair Credit Reporting Act, thereby maintaining our clients' protection. We back this responsibility with professional Liability, and Errors and Omissions Insurance.
Additionally, GroupOne has an attorney on retainer whose specialty is the Fair Credit Reporting Act. He is available to complement and support our clients' employment law counsel. Contact GroupOne to learn about the differences between state employment law and provisions of the Fair Credit Reporting Act.